I was looking forward to this update because the previous HSA app wasn't very user friendly. I am disappointed because this "update" actually a step backwards. As others have mentioned, you have to enter your username and password EVERY time you open the app. In addition to this, you must answer 3 security questions... EVERY time. It's hard to conceive of why anyone would want access to my HSA far more than any other account and thus why all this exceptional gatekeeping is necessary. No Touch ID. Only basic info concerning your account is available. It makes me wonder, What is the point of this app? It's more complicated and inconvenient than just logging in online.
Lastly, though this has little to do with the app itself, why do other Bank of America cards work with Apple pay but the HSA cards do not? In short, I was hoping that BoA would have made the hassle of having to go through the upgrade of all their systems (bank card, website, app, new user IDs, etc) worthwhile, but while it's been very inconvenient to make the changes, they made the user experience less pleasant. Thankfully, all my bills are still being paid, but I was expecting the process to be much smoother.